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PROTECT YOU AND YOUR FAMILY TODAY

We are a leading Financial Services firm and specialise in finding the right solution for our clients mortgage, insurance and general insurance needs. We can provide highly competitive protection and mortgage solution in order to ensure highest standards of service. We offer our clients a COMPLETE PEACE OF MIND

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LIFE COVER
[/vc_column_text][vc_column_text]There are many different reasons why you might take out life insurance. You might want to ensure your mortgage is paid off if you die, or your main concern might be to leave behind money for your family to live on. Some people take out whole-of-life policies to cover an expected inheritance tax bill when they die.

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CRITICAL ILLNESS COVER
[/vc_column_text][vc_column_text]Critical illness cover pays out a cash lump sum if you’re diagnosed with one of a number of listed critical illnesses, including some types of cancer, a heart attack or stroke, multiple sclerosis or the loss of limbs.

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INCOME PROTECTION
[/vc_column_text][vc_column_text]Formerly known as permanent health insurance (PHI), long-term income protection (IP) is an insurance policy that pays out if you’re unable to work due to injury or illness. You may have seen the Paul Whitehouse-fronted Aviva advert, or Unum’s Back-up Plan adverts – both promoting income protection.

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PRIVATE MEDICAL INSURANCE
[/vc_column_text][vc_column_text]Private Medical Insurance covers the cost of being treated privately, either at a private hospital or in a private NHS bed. It is designed to cover short-term, curable medical problems. Anything that isn’t short-term or curable is likely to be excluded – however each policy is different, so check carefully what is and isn’t included before you buy.

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HOME INSURANCE
[/vc_column_text][vc_column_text]When insuring your home, you normally need two policies: one for the building itself and another for its contents (see our contents insurance reviews). Buildings insurance covers the structure of your home (walls, windows, roof etc) as well as permanent fixtures and fittings (such as baths, toilets and fitted kitchens). See our for Which? Recommended Providers and Claims Satisfaction results.

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MORTGAGES
[/vc_column_text][vc_column_text]Mortgages are straightforward; they are simply loans to buy a home. The complications come from the strings attached to the deal by mortgage lenders who want to make sure any money they lend is protected against falling property values and that a borrower can afford to keep up repayments on the loan.

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